Financing

We've partnered with LightStream to bring you low-interest loans on sheds, accessory buildings, and tiny homes.

All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

When you have good to excellent credit, you've earned a low rate on a loan from our financing partner LightStream, the nation's premier online consumer lender and a division of SunTrust Bank.

With a LightStream loan, you can finance any accessory building or tiny home you want. Here's what else you can expect with a LightStream loan:

  • Competitive fixed rates, backed by LightStream's Rate Beat Program
  • No home-equity requirements, no fees or prepayment penalties
  • Financing from $5,000 to $100,000
  • A refreshingly simple online loan process
  • Same-day funding available1
  • Your best loan experience ever, or LightStream will give you $1002

LightStream will even plant a tree once your loan is funded!

For Tiny Homes as a Primary Residence:

Apply Now

For Sheds and Other Accessory Buildings:

Apply Now
I have to say, I am blown away at how easy this was to complete. You weren’t kidding when you said it’s guaranteed the easiest loan process ever. I thought dealing with our credit union in the past was easy, but this takes it to a whole different level.
J.W. from Bee Cave, TX
*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

1You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

2After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. Truist teammates do not qualify for the Loan Experience Guarantee.

Tiny house_EHL Truist Bank is an Equal Housing Lender. © Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.